44868-44892

Talbot Line N/A

St. Thomas | Ontario

The Pinnacle of

Pastoral Style

View Photos Watch Film 360° VTour Open House

Cliff Silveira

Presented At

$1,806,573

Bedrooms

Bathrooms

Living

900

SQFT

Fireplace

Stone Countertops

Washer Dryer

Laundry Room

Basement

Terrace

Garage

Pergola

Garden

Investment Property

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44868-44892

Talbot Line N/A

St. Thomas | Ontario

44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada. , St. Thomas , Ontario

Farm And Agriculture Central Elgin

Explore this unique investment opportunity directly across the street from the St. Thomas Airport and only minutes from the highly anticipated Volkswagen EV Battery GigaplantThe existing residential dwelling is currently tenanted. Features 2 bedrooms, a large living room, family room and eat-in kitchen as well as a large deck and outdoor [hidden information] existing retail & warehouse space offers approximately 3000 square feet of space and a large drive-in bay door as well as a large mezzanine. Explore the sprawling agricultural space featuring approximately 30acres of workable farm land with clay soil and tilling. Crop share agreement currently in place with a 50% profit share.

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3D Street View Tour

Property Location

44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada., St. Thomas Ontario

Local Weather & Climate

St. Thomas, Ontario

Current Conditions Updated recently

23 °F

Overcast clouds

Feels Like 11°F

Humidity 61%

Wind 22 mph

Visibility 6.2 mi

Sunrise 11:34 AM

Sunset 11:31 PM

5-Day Forecast

Tue 17 Mar

Clouds

High 29°

Low 17°

Wed 18 Mar

Clouds

High 32°

Low 21°

Thu 19 Mar

Clouds

High 39°

Low 30°

Fri 20 Mar

Clouds

High 45°

Low 33°

Sat 21 Mar

Clouds

High 41°

Low 35°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around St. Thomas?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$2,490,000

44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada.

St. Thomas, Ontario

2 Beds

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Market Opinion

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Our perspective on current market conditions in St. Thomas. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $180,657,300 20% down ($36,131,460)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$15,524/day

Your home may appreciate while you sleep

$108,965/week $472,183/mo $5,666,202/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$99.4M

+$141.0M

$141.0M Potential Equity

vs $99.4M lost to rent over 10 years

$36.1M Down Payment Growth

3.9x

10yr

$141.0M

8.1x

20yr

$292.0M

12.6x

30yr

$456.3M

Wealth Comparison

×1,086

Equivalent to 1,086 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $456.3M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $212.8M +18%

Market $246.0M +36%

Optimistic $283.9M +57%

$141.0M est. equity

20 Years

Conservative $250.6M +39%

Market $335.0M +85%

Optimistic $446.1M +147%

$292.0M est. equity

30 Years

Conservative $295.1M +63%

Market $456.3M +153%

Optimistic $701.1M +288%

$456.3M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada have?

This other at 44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada features 2 bedrooms with 900 square feet of living space.

What is the size of 44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada?

This property offers 900 square feet of living space.

What is the listing price for 44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada?

This property is listed at $180,657,300, which equals $200730 per square foot.

Is now a good time to buy a home in St. Thomas?

Based on current market indicators, St. Thomas shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 44868-44892 Talbot Line N/A, Central Elgin, ON N5P 3S7, St. Thomas, Ontario, Canada?

This is a other located in St. Thomas, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.